Execution time: 1-2 hours
Consultation while executing: free of charge
Notarized copy: 2 copies are included into the cost
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Required documents: Passports, TINs of the parties, Consent of a owner’s spouses, as well as passport, TIN, marriage certificate or a notarized permit application, executed before
Please note:

When concluding a Loan agreement, the consent of the spouses of both parties to the agreement is required!

A loan agreement entitles a lender to transfer ownership of money, but also any other items with generic characteristics (i.e. items that are measured by number, weight) to a lendee, and a lendee, in turn, is obliged to repay the amount of money stated in an agreement or return similar items in the stated amount and equal quality. Let’s consider a money loan agreement.

Such money loan agreement may be made by the parties either in written or by word of mouth. If the parties wish so, such type of agreement may be notarized. If an amount of loan under an agreement exceeds the amount of non-taxable minimum income of citizens prescribed by the law in ten times (at present, this sum constitutes 17 UAH, i.e. an amount of agreement must exceed 170 UAH), the agreement must be drawn up in written. If an amount is significant, we strongly recommend that such agreement is notarized.

An agreement is considered to be concluded at the moment of money transfer to the lendee. There are no specific requirements to the content of an agreement; it is sufficient to state the parties to an agreement, the amount of money transferred and the period. If the amount of money is to be repaid in instalments, the due dates of payments and liability of the lendee for omission thereof may be also stipulated by an agreement.

Please note that in case of overdue payment of an instalment by the lendee for any reason, the lender may demand the repayment of loan in full prior to the agreement expiry date.

According to the terms and conditions stipulated by an agreement, the lender may charge interest on the loan amount; interest-free agreement is also possible. If the provision on interest-free nature of the agreement is absent in the agreement text, the lender is entitled to demand payment of the interest on loan amount.

The loan is considered as repaid immediately at the moment of money repayment to the lender. To protect the lendee’s (person who receives a loan) rights, we recommend to state the fact of full repayment of money in the lender’s statement, with his/her signature notarized.

Prior to conclusion of a loan agreement, we recommend that you have preliminary consultation with a notary to think over and include all necessary provisions of an agreement, thus protecting your rights.


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7/1 Tarasa Shevchenka Lane
Maidan Nezalezhnosti Underground Station
For your navigator: 7/1 Malopidvalna St.


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